PANIPAT: Prime Minister Narendra Modi
today launched a small deposit scheme for girl child, as part of the
'Beti Bachao Beti Padhao' campaign, which would fetch an interest rate
of 9.1 per cent and provide income tax rebate.
'Sukanya Samridhi Account' can be opened at any time from the birth of a
girl child till she attains the age of 10 years, with a minimum deposit
of Rs 1000. A maximum of Rs 1.5 lakh can be deposited during the
financial year.
The account can be opened in any post office or authorised branches of commercial banks.
"The scheme primarily ensures equitable share to a girl child in
resources and savings of a family in which she is generally
discriminated as against a male child," said a government statement.
In an effort to motivate parents to open an account in the name of a
girl child and for her welfare to deposit maximum of their savings upto
the prescribed limits, higher rates of interest at 9.1 per cent is
proposed to be given on the deposits on annually compounded basis with
income tax concession in this financial year, the statement said.
The account will remain operative for 21 years from the date of opening
of the account or marriage of the girl child after attaining 18 years
of age.
To meet the requirement of higher education expenses,
partial withdrawal of 50 per cent of the balance would be allowed after
the girl child has attended 18 years of age.
"The provision of
not allowing withdrawal from the account till the age of 18 has been
kept to prevent early marriage of girls," the statement said.
The
Prime Minister handed over bank account details to five girls under the
'Sukanya Samridhi Yojna' (girl child prosperity scheme).
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